October – December 2016 Quarterly Budget Review

Budget Review

Each quarter I share a quarterly budget review of our spending so you can see the breakdown of how we allocate our money. It’s also great accountability for me and helps Dave and I to see how we are stewarding our finances.

Budget Review: October – December 2016 (actual spending)
budget breakdown piechartWhat happened this quarter?

Extra mortgage payments
The home-slice is bigger this quarter because we rented out our home for a weekend and came out with $450 profit that went toward our mortgage principal. We also have bi-weekly payments set up which results in 13 payments each year vs 12 payments. That extra payment happened this quarter. Wahoo!

Holiday gifts
We have a little money automatically transferred into a savings account each month so when the holidays come around we already have money accounted for to buy gifts. Of course, most of the gift-buying happened this quarter.

New wardrobe
Mama got a new wardrobe! I got 8 tops, a hoodie, a bathing suit, and a maxi dress for $125! I usually shop via Thred Up but I discovered Bellelily.com and snagged some great deals. This doesn’t show up in the pie chart because we had some bonus cash from credit card points so that covered the purchase.

dinner dateOur most expensive date ever
We met with a couple for pre-marital counseling and as a gift they gave us a $100 gift card to a super nice restaurant in the area. If you’ve been following my blog for any length of time you know how cheap and frugal we are; I’m not sure we’ve ever spent more than $50 on dinner. It was fun to look at the FOOD on the menu first instead of the PRICE 😀 Of course we ended up picking the two most expensive things on the menu (duck and seabass) plus we got an appetizer and drinks. Our total actually came out to $99 so the $25 we spent out of pocket went toward the tip!

How much did your most expensive date cost?