Budget Review: April – June 2014

What a busy quarter! Here’s how our spending went down for this quarter:

Budget Review: April – June 2014 (actual spending)

April - June 2014 quarterly budget review

What happened this quarter?

bridesmaids

Weddings
We went to two weddings in May and I was a bridesmaid for one of them which meant more expenses for gifts and bachelorette festivities. The last wedding we went to was in December when I was uber pregnant and had Nora a week later. These May weddings were so much fun to dance at since I wasn’t carrying a watermelon around.

Promotion for Dave
Hubs got his annual raise to accommodate inflation/standard of living and a month later he got promoted to a level 3 Mechanical Enginerd! He even got a bigger cubicle. Exciting things happening ’round here.

Back to the gym
Dave and I both had a gym membership last year but canceled them when we moved to Calgary. Since then I’ve been doing a variety of different workouts that have kept me entertained and Dave just signed up for another 18 months at his gym. We paid the total cost in full but for our budget sheet it makes more sense just to divide that cost by 18 and enter that in each month. That’s why there’s not a bigger piece of pie dedicated to that. I also ordered PiYo and am super pumped for 60 days of awesome workouts!

Freezer meals
I made a bunch of freezer meals with my friend (see what we made here) and I stocked up our freezer with lots of salmon, meat, and chicken.

Death insurance
Dave and I finally got our life insurance policies set up. You know you’re a grown up when…

Family trip to Colorado
We visited friends in Colorado and got a sweet deal on flights. They spoiled us while we were there so our only expenses ended up being for two lunches when we were on our own, the plane tickets, and $90 total for the rental car thanks to a deal we got.

Bonus moneyz
May was one of the two months this year that we got 3 paychecks AND we got our tax refund. This led to another extra principal payment for the mortgage and we added more to our new(er) car budget.

Car problems
We spent almost $300 on car parts because our ’99 Accord has been struggling lately. I’m so grateful my dad knows how to work on cars because I can’t imagine what we would have had to pay for labor if the parts alone were $300! It was a fun learning session for Dave while he helped my dad out.

College savings
We opened an ESA (Educational Savings Account) for Nora with monthly contributions. We waited to start this until we made sure our retirement savings were at 15% of our total income first.

Bills Bills Bills
Our cable/wifi and phone bill were “due” this month. By “due” I mean we transfer quarterly payments to my parents since we get a great deal being on their plan. We just sent our payment for June through August.

Happy 4th Anniversary!
We celebrated our 4th Anniversary on May 22nd. We made dinner together and got a delicious dessert at one of our favorite restaurants. We got my parents a gift certificate to a shooting range and plan to join them as an anniversary present to ourselves. Shooting things is super romantic, right?

Sneaky groceries
I don’t know how I didn’t realize this before but our grocery allowance has gone up 25 dollars every year we’ve been married. We have a tab for each year in our Excel spreadsheet and I noticed that we spend $100 more each month now than we did 4 years ago. It’s been Dave and I this whole time too! Thankfully our waistlines aren’t showing that extra expense but I think what happened was Dave would get get a raise or promotion and when we re-evaluated our budget we wound up allowing ourselves to up the grocery allowance little by little. In June I kept all my receipts from grocery trips and I’m going to do this for the next couple of months so I can see why it’s been creeping up. I can tell you that our spontaneous purchases have increased like the $40 we spent on rib-eye steaks because we were excited to kick off grilling season.

How has your budget changed year to year?

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Author: budgetforhealth

Jessica is a Registered Dietitian and shares practical, useful tips on food, fitness and finance. Be sure to subscribe to her blog, Budget for Health!

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